Looking to step onto the property ladder? We are perfectly suited to help you through your journey.
1st-Time Buyers
Pivot Mortgages, in achieving your dream of homeownership as a first-time buyer. We understand that taking that first step onto the property ladder can feel daunting, but rest assured, we're here to make the process as smooth and stress-free as possible.
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Our experienced mortgage advisors are dedicated to guiding you through every aspect of the property buying journey. From explaining the intricacies of the buying process to answering all your questions, we're here to ensure you feel informed and confident every step of the way.
Navigating Mortgage Options
At Pivot Mortgages, we take the time to understand your unique financial situation and goals. Our advisors work with you to determine how much you can borrow and help you qualify for a mortgage. We'll walk you through the various types of mortgages available, whether it's a fixed-rate or tracker mortgage, and advise on the benefits of factors such as a longer mortgage term or a larger deposit.
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We also ensure you benefit from any special rates and incentives offered to first-time buyers by numerous banks and building societies. From lower arrangement fees to free property valuations, we'll help you take advantage of these offers to secure the best deal possible.
Key Considerations
Choosing your first mortgage is a significant decision, and there are several important factors to consider. Our advisors will help you weigh the pros and cons of different mortgage options, including:
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Deciding on the period of a fixed or tracker rate.
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Understanding how the size of your deposit affects interest rates.
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Evaluating a mortgage company's customer service track record and flexibility of acceptance criteria.
We ensure you have all the information you need to make an informed decision that aligns with your financial goals and preferences.
Efficient Mortgage Processing
At Pivot Mortgages, we understand the urgency of securing a mortgage offer promptly. Our team liaise with mortgage lenders known for their fast processing times, ensuring you're in the best position to purchase your first home.
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Don't let your dream home slip away – contact Pivot Mortgages today to secure your first-time buyer mortgage.
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Remember, your home may be repossessed if you do not keep up repayments on your mortgage.
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Before you embark on your journey to homeownership, it's natural to have questions. At Pivot Mortgages, we're here to provide comprehensive answers and guidance on:
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Borrowing capacity
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Monthly payment estimates
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Suitable mortgage types
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Timeline of the buying process
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Deposit requirements
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Other parties involved in the buying process
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Additional costs aside from the deposit
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Understanding home reports
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Likelihood of mortgage approval
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What happens at the end of your mortgage deal
With Pivot Mortgages, you're not just buying a home – you're embarking on a journey towards financial security and stability. Contact us today to take the first step towards realising your homeownership dreams.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
