Our expert advisors understand the importance of protecting your home from unforeseen risks, ensuring that your property and belongings are safeguarded against various perils.

Understanding Building Insurance

Building insurance provides essential protection for the structure of your home, shielding it from a range of risks such as flooding, leaks, fire, storms, subsidence, burglary, and more. This coverage extends to repairing damage to walls, roofs, floors, as well as permanent fixtures and fittings like kitchens and bathrooms. Additionally, if your home becomes uninhabitable during repair works, building insurance may cover the cost of alternative accommodation.

Key Considerations

When purchasing a property, it's crucial to have building insurance in place from the date contracts are exchanged. This ensures that you're financially protected in the event of damage between the exchange of contracts and the move-in date. Our experienced advisors can guide you through the process, ensuring that you have the necessary coverage in place at the right time.

Exploring Coverage

At Pivot Mortgages, we recognise that every homeowner's needs are unique. That's why we offer tailored building insurance solutions to suit your specific requirements. Our policies provide comprehensive coverage, giving you peace of mind knowing that your home is protected against unexpected events that could disrupt your life.

How Pivot Mortgages Can Assist

Our dedicated team at Pivot Mortgages is committed to helping you navigate the complexities of building insurance. We'll assess your unique needs, explore coverage options, and guide you through the process of securing the right policy for your home. With our expert guidance and personalised approach, you can rest assured that your property is well-protected against unforeseen risks.